James Febbo has been helping people buy and enjoy their home for over 13 years. This experience gives James and his team a wealth of knowledge and understanding with which to serve his clients. James knows the true quality service extends beyond the immediate transaction. His success can be directly related to his philosophy that mortgage lending is about people - not money. Whether purchasing your first home, refinancing, resolving credit issues, or purchasing a second home or real estate investment, James is ready to serve you with quiet confidence, experience and a genuine dedication to you and your needs.